Pure Contingency Pricing Architecture.
Zero-Risk Implementations.
AmnisX Capital operates on a pure on-chain performance model. A 15% platform software fee is algorithmically deducted from stablecoin rewards by our smart contract, enabling 85% of recovery value to route directly to your balance sheet as liquid capital via automated webhooks. No upfront licensing, no gas fee overhead.
No setup fees, no integration charges, no onboarding retainers. Every dollar you pay is tied to a recovered balance.
Applied only to merchant-funded recovery dollars. Traditional cash yield flows to you in full. No fee on your existing collection channels.
Automated webhook-driven payouts route recovery value directly to your general ledger in real time, with full audit trails.
Scaled 100,000-Account Portfolio Block
Comparing a traditional collections workflow against the AmnisX Capital integrated model over a full fiscal year. 20% consumer adoption. $190 average monthly spend on everyday essentials.
| Metric | Traditional Collections | AmnisX Capital Model |
|---|---|---|
| Portfolio Size | 100,000 accounts | 100,000 accounts |
| Total Outstanding | $673,500,000 | $673,500,000 |
| Active Shoppers / Adoption Rate | N/A | 20,000 (20% adoption) |
| Average Monthly Spend | N/A | $190 |
| Annual Marketplace Sales | N/A | $45,600,000 |
| Traditional Cash Yield | $13,470,000 (2.0%) | $13,470,000 (2.0%) |
| Merchant-Funded Rewards Pool | N/A | $6,840,000 (15.0% of marketplace sales) |
| Platform Software Fee | N/A | $1,026,000 (15.0% of rewards) |
| Total Gross Recovery | $13,470,000 | $20,310,000 (3.0% of outstanding) |
| Outreach / Dialer Cost | $970,000 | $0 |
| Legal / Compliance Cost | $1,560,000 | $0 |
| Agency Commission / Servicing Fee | $2,840,000 | $0 |
| Net Recovery (After Costs) | $8,100,000 (1.2%) | $19,284,000 (2.9%) |
Total recovery increase vs. traditional baseline
Additional dollars after all cost eliminations
Eliminated dialer, legal, agency, and outreach spend
AmnisX Portfolio Liquidation Calculator
Model projected recovery across any portfolio scale. Adjust database volume, consumer adoption rate, and average monthly utility spend to see real-time merchant-funded rewards, platform fee distribution, net liquid capital payouts, and eliminated compliance overhead.
Portfolio Parameters
Active Shoppers: 20,000
Computed at $6,735 per account based on total outstanding
85% of the merchant-funded rewards pool delivered as liquid capital directly to your balance sheet via automated webhooks. Zero operational cost.
Your ongoing 20% revenue-share from our platform fee cut. $0 operational cost. Credited quarterly via automated webhook.
Fee Distribution Breakdown
The Economics of Automated Recovery
Traditional collections models rely on expensive outbound infrastructure: predictive dialers, letter campaigns, legal retainers, and compliance staffing. These costs erode recovery margins before a single dollar reaches your balance sheet.
The AmnisX model inverts this equation entirely. By embedding a merchant-funded live-commerce channel directly into the debtor's existing digital experience, we generate incremental recovery value without any outbound spend. Every dollar recovered is a dollar earned.
The $6,840,000 merchant-funded rewards pool represents net-new revenue from 20,000 active shoppers spending an average of $190 per month on everyday essentials. These are consumers who have already exhausted traditional collection channels — letters ignored, calls blocked, legal impractical — yet still participate in routine commerce.
Important: The 15% platform fee applies exclusively to merchant-funded recovery dollars. Your existing traditional cash yield ($13,470,000) flows to your balance sheet in full. AmnisX only shares in the net-new value we create through the marketplace.
Recovery Breakdown (12 Months)
Start Your Zero-Risk Pilot Today
No upfront fees. No implementation costs. No minimum commitments. Schedule a portfolio analysis and see your projected 12-month recovery lift.