Proprietary Engine

Frictionless White-Label Video Infrastructure.
Bank-Grade Processing.

The BoutLit engine is a vertically-integrated live-commerce widget that embeds directly into your existing debt portal via a single script tag. No redirects. No iframe friction. Native checkout within your branded environment.

Streaming Layer

AWS Interactive Video Service with Timed Metadata

The embedded vertical video player leverages AWS Interactive Video Service (IVS) to deliver sub-second latency streaming directly to the debtor's browser or mobile application.

As the creator showcases merchant products through the live stream, timed metadata channels push interactive product overlays to the debtor's screen in real time. Each overlay displays the exact merchant reward value and, critically, the precise amount being wiped off the debtor's real outstanding balance upon checkout completion.

The video layer is completely decoupled from the ledger adjustment engine. A cryptographically signed metadata token accompanies every product overlay, ensuring that only validated transactions trigger balance modifications in the creditor's core banking system.

AWS IVS Real-Time
Timed Metadata Ingest
HMAC-SHA256 Signed Tokens
video-architecture.js
// Initialize BoutLit IVS Stream Session
const session = await BoutLit.init({
  debtorToken: "tkn_enc_v2_...",
  merchantPool: ["amazon", "target", "walmart"],
  latencyTarget: 250,
  encryption: "aes-256-gcm"
});

// Real-time metadata listener
session.on("product-overlay", ({
  productId,
  ledgerWipeAmount,
  signedToken
}) => {
  overlay.render({
    balanceReduction: ledgerWipeAmount,
    hmacVerified: true
  });
});
unified-router.js
// Route transaction through AmnisX Unified Router
const router = new AmnisXRouter(});

// Consumer selects payment rail
const checkoutPayload = {
  debtorToken: "tkn_enc_v2_...",
  paymentRail: "card", // or "usdc" | "usdt"
  merchantPool: ["amazon", "target", "walmart"],
  split: {platform: 0.15, creditor: 0.85}
});

const result = await router.processCheckout(checkoutPayload);

// Router handles card OR stablecoin → unified USD settlement
result.on("settlement", ({
  fiatAmount,
  webhookFired,
  ledgerUpdated
}) => {
  // Real-time recovery webhook to lender DB
});
Hybrid Omnichannel Checkout

AmnisX Unified Router — Card & Stablecoin, One Pipeline

BoutLit gives consumers complete payment flexibility through our Hybrid Omnichannel Checkout infrastructure. Every transaction can settle via traditional USD (secure credit/debit card entries) or fiat-backed stablecoins (USDC and USDT) on high-speed Layer-2 networks — whichever the debtor prefers.

Our AmnisX Unified Router processes both transaction types natively through a single pipeline. The router instantly executes our 15%/85% split logic, routes creator payouts, and handles stablecoin-to-fiat conversion in real time. No matter the payment rail, the creditor experience is identical: recovery value lands in standard USD on your balance sheet.

When a consumer chooses stablecoin, the router converts crypto rewards into standard USD through an institutional fiat-buffer gateway before firing real-time recovery webhooks directly to your database ledger. The entire loop — from checkout confirmation to balance adjustment — completes atomically with full audit trails and zero manual reconciliation.

Card & Stablecoin
USDC / USDT L2
Unified Router
System Architecture

End-to-End Data Flow

01

Debt Portal

Your branded native environment loads the BoutLit widget via encrypted session handshake.

02

IVS Stream

Live vertical video with timed metadata pushing interactive product overlays to the debtor.

03

Hybrid Checkout

Unified Router processes card or USDC/USDT payments, executes 15%/85% split, and converts stablecoins to USD instantly.

04

Ledger Adjust

Smart contract atomically routes 85% recovery value to your balance sheet via fiat-buffer gateway.

Explore the Full Technical Specification

Download our engineering whitepaper for complete API schemas, webhook payloads, and security architecture diagrams.